Explore mortgage options with Catalyst Mortgage

Your premier mortgage lender located in Roseville, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

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Today's Rates

See if the time is right for you to purchase or refinance.

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Homebuyers

See how much you qualify for in today's market.

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Refinance

We can help you lower your rate or take cash out.

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Loan Programs

Learn about different types of home loans.

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Igniting a Difference

Why do people love working with us? Maybe it’s because we do home loans differently.

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Loans to Brighten Your Life

We are your partner to help you understand why one loan might be better for you than another.

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Real Service

We are your partner. We’ll tell you right up front how the mortgage business works – and why that information is important to you.

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Lower Rates

We don’t have the overhead of large banks, so we don’t have to charge extra fees to cover big overhead expenses.  And, because we’re transparent – we’ll show you exactly how loan pricing works.

What our clients are saying

  • Professional, fast, and get the job done. Jeremy Castro is amazing to work with. Highly recommend.

    Sarah St. Louis Avatar Sarah St. Louis

    Catalyst Mortgage made acquiring a home equity loan fast and easy while providing the best interest in the market. Jeremy Castro was knowledgeable, professional, and always available to answer any... read more

    Jason Moore Avatar Jason Moore

    Jeremy Castro was aces! He was knowledgeable about which loan process was best for our situation. He was very patient with us and explained the steps involved (sometimes repeatedly) at... read more

    Scott McPhee Avatar Scott McPhee

    Some of the best service I've ever gotten from anyone in any industry. Jeremy started a loan process 2 months after another broker/lender and finished 3 weeks earlier with better... read more

    Bradley Barnett Avatar Bradley Barnett
  • I’ve partnered with Catalyst Mortgage on several transactions and their loan officers, operations team, and leadership have been top notch every time. Knowledgeable, responsive, transparent, and always have their borrower’s... read more

    Jessica Baker Avatar Jessica Baker

    Applying and going through the approval process is a tedious endeavor. Patience is a must. If you're hurried or rushed, then you should setup some micro-goals to assist... read more

    Bishop Blackwell Avatar Bishop Blackwell

    My review is from a seller standpoint. I was in the process with another lending company and after weeks of back and forth with the buyer, the lender said they... read more

    Darlene R.S. Avatar Darlene R.S.

    Chris and his team provided excellent service, they were very communicative and answered all my questions. Couldn’t have been happier!

    Joanne Hammett Avatar Joanne Hammett
  • I bought my home though Catalyst mortgage, I recently worked with Vadim Feygenberg. He did everything that he said he was going to do and the time it would be done.... read more

    Melinda Armstead Avatar Melinda Armstead

    The loan processing was very efficient. I have never closed on a home loan in 15 days. What a great team to work with on my refi.

    Michael Hutchinson Avatar Michael Hutchinson

    I was in discussions with my current lender about refinancing when I came across Duc-Hanh Nguyen, who reached out with professionalism and a sincere desire to earn my business. I’m... read more

    Orlando Castillo Avatar Orlando Castillo

    I just did my home purchase with Catalyst Mortgage and the team here was incredible. The process was clear, easy, and fast. They got the purchase loan done in less... read more

    Duc-Hanh Nguyen Avatar Duc-Hanh Nguyen
  • Great people, transparent, fast loan process. Great rates . Have been extremely happy working here and from the inside, I can publicly say people here really care about... read more

    John Meussner Avatar John Meussner

    Duc Hanh Nguyen was awesome to work with. She made the whole process seamless. Highly recommend Catalyst Mortgage.

    Jeff Freitas Avatar Jeff Freitas

    Zack Blackman was great. I've done MANY refinances in my life and usually I've been made to jump though many circus hoops even with a great income proof of an... read more

    angela oyervides Avatar angela oyervides

    Matt Matsuda made doing my refinance a breeze. He and his team was very responsive and made the whole process simple. I would definitely recommend.

    Janine Wiley Avatar Janine Wiley
  • We were given superior service in a very timely manner. Matthew and his team are easy to work with, have excellent communication and listen to questions and concerns. Our... read more

    Chantal Blake Avatar Chantal Blake

    I've done a few refi's in the past, but this experience was by far the best. Will was so great to work with. He made the process easy and was... read more

    Meghan Kennedy Avatar Meghan Kennedy

    I just completed my re-fi with Catalyst Mortgage and the representative who worked with me was fantastic! Tina was professional, reliable, efficient and very easy to work with. The whole... read more

    Sarah Liu Avatar Sarah Liu

    Great experience working with Dylan Sarron who is a loan officer at the Catalyst Mortgage. Easy to work with. And being a foreigner it’s a big plus because of the... read more

    Anastasia Kryukova Avatar Anastasia Kryukova
  • Dylan S was the fastest I’ve ever worked with on a purchase or refi. He got back to me fast and was able to match my direct bank offer and... read more

    Jeremy Pratt Avatar Jeremy Pratt

    Dylan Sarron was very professional, straight forward and honest. He gave me multiple options for refinancing my VA Loan and explained that I could set up my VA loan pretty... read more

    Austen Lassig Avatar Austen Lassig

    I received professional and helpful service from Dylan Sarron. He was able to answer every question and explain in detail so there was no confusion. Dylan was easy to... read more

    Jami Johnson Avatar Jami Johnson

    Honestly, I don't know how I got in touch originally with Matt, but I asked him to give me his best offer when I was shopping rates for a refinance... read more

    Jeff Arndt Avatar Jeff Arndt