Explore mortgage options with Catalyst Mortgage
Your premier mortgage lender located in Roseville, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Igniting a Difference
Why do people love working with us? Maybe it’s because we do home loans differently.
Loans to Brighten Your Life
We are your partner to help you understand why one loan might be better for you than another.
Real Service
We are your partner. We’ll tell you right up front how the mortgage business works – and why that information is important to you.
Lower Rates
We don’t have the overhead of large banks, so we don’t have to charge extra fees to cover big overhead expenses. And, because we’re transparent – we’ll show you exactly how loan pricing works.
What our clients are saying
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Professional, fast, and get the job done. Jeremy Castro is amazing to work with. Highly recommend.
Sarah St. Louis
Catalyst Mortgage made acquiring a home equity loan fast and easy while providing the best interest in the market. Jeremy Castro was knowledgeable, professional, and always available to answer any... read more questions. I highly recommend this company to anyone looking for a mortgage lender!
Jason Moore
Jeremy Castro was aces! He was knowledgeable about which loan process was best for our situation. He was very patient with us and explained the steps involved (sometimes repeatedly) at... read more a level we could understand. If I was going to buy another house, I would call Jeremy directly.
Scott McPhee
Some of the best service I've ever gotten from anyone in any industry. Jeremy started a loan process 2 months after another broker/lender and finished 3 weeks earlier with better... read more terms. Would do business with Jeremy again in a heartbeat.
Bradley Barnett
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I’ve partnered with Catalyst Mortgage on several transactions and their loan officers, operations team, and leadership have been top notch every time. Knowledgeable, responsive, transparent, and always have their borrower’s... read more best interest top of mind. Highly recommend!
Jessica Baker
Applying and going through the approval process is a tedious endeavor. Patience is a must. If you're hurried or rushed, then you should setup some micro-goals to assist... read more your intentionality. Senior Loan Officer Jeremy Castro exemplifies sound knowledge, guidance, and above and beyond the skill of communicating. He accommodates his schedule to yours and will gain your trust in him. Bravo Zulu.
Bishop Blackwell
My review is from a seller standpoint. I was in the process with another lending company and after weeks of back and forth with the buyer, the lender said they... read more were unable to move forward with lending to the buyer due to income restrictions. I happen to get introduced to Karin while at the gym and explained what happened with the other lender company and she said her mortgage company should be able to make it work. She made the process very easy and was very communicative with each process and step of the loan status and progress. She was thorough, efficient and knowledgeable. Two months later, our home was sold. I highly recommend Karin as your mortgage consultant. You won't be disappointed.
Darlene R.S.
Chris and his team provided excellent service, they were very communicative and answered all my questions. Couldn’t have been happier!
Joanne Hammett
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I bought my home though Catalyst mortgage, I recently worked with Vadim Feygenberg. He did everything that he said he was going to do and the time it would be done.... read more I would recommend him and his team any day of the week. Thank you again for all of your help.
Melinda Armstead
The loan processing was very efficient. I have never closed on a home loan in 15 days. What a great team to work with on my refi.
Michael Hutchinson
I was in discussions with my current lender about refinancing when I came across Duc-Hanh Nguyen, who reached out with professionalism and a sincere desire to earn my business. I’m... read more so glad I gave her the opportunity—she made the entire process smooth, transparent, and stress-free from start to finish. Duc-Hanh’s attention to detail, clear communication, and genuine care stood out every step of the way. She not only earned my business—she earned my trust, and that’s why I’m leaving this honest review. The refinance was completed quickly, with better terms than I expected. If you're looking for someone truly dedicated to your financial goals, I highly recommend Duc-Hanh Nguyen from Catalyst Mortgage. Exceptional service, genuine trust—Duc-Hanh delivers both. – Orlando C.
Orlando Castillo
I just did my home purchase with Catalyst Mortgage and the team here was incredible. The process was clear, easy, and fast. They got the purchase loan done in less... read more than 21 days. I will definitely recommend Catalyst Mortgage to all my friends and family!
Duc-Hanh Nguyen
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Great people, transparent, fast loan process. Great rates . Have been extremely happy working here and from the inside, I can publicly say people here really care about... read more customers and always doing their best for the people who put their trust in us.
John Meussner
Duc Hanh Nguyen was awesome to work with. She made the whole process seamless. Highly recommend Catalyst Mortgage.
Jeff Freitas
Zack Blackman was great. I've done MANY refinances in my life and usually I've been made to jump though many circus hoops even with a great income proof of an... read more awesome credit..Zack made this so much easier..Explained clearly and consistently. My closing was almost to the original penny..I highly recommend Zack and Catalyst mortgage. I live in this area and it great to do business locally.
angela oyervides
Matt Matsuda made doing my refinance a breeze. He and his team was very responsive and made the whole process simple. I would definitely recommend.
Janine Wiley
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We were given superior service in a very timely manner. Matthew and his team are easy to work with, have excellent communication and listen to questions and concerns. Our... read more file wasn't easy as we are self-employed, but Matthew was able to access multiple markets and give several options. We highly recommend Matt and his team at Catalyst Mortgage!!
Chantal Blake
I've done a few refi's in the past, but this experience was by far the best. Will was so great to work with. He made the process easy and was... read more extremely knowledgeable and informative. His customer service was excellent and he truly went above and beyond to make sure I was up to speed and aware of the process every step of the way. I would recommend everyone to this company, specifically Will!
Meghan Kennedy
I just completed my re-fi with Catalyst Mortgage and the representative who worked with me was fantastic! Tina was professional, reliable, efficient and very easy to work with. The whole... read more process took less than two months despite most of the work was done during the holidays. I really appreciate Tina's flexibility and great follow-through. The overall experience was very positive and therefore I'd highly recommend this company and of course, my favorite rep, Tina L. Thank you, Tina!
Sarah Liu
Great experience working with Dylan Sarron who is a loan officer at the Catalyst Mortgage. Easy to work with. And being a foreigner it’s a big plus because of the... read more language barrier not always able to understand. But Dylan was able to deliver information I needed and answer all the questions. Defiantly will be working with him in the future.
Anastasia Kryukova
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Dylan S was the fastest I’ve ever worked with on a purchase or refi. He got back to me fast and was able to match my direct bank offer and... read more then some. Appreciate the help!
Jeremy Pratt
Dylan Sarron was very professional, straight forward and honest. He gave me multiple options for refinancing my VA Loan and explained that I could set up my VA loan pretty... read more much how I wanted. Dylan was easy to work with, would recommend Dylan to anyone looking to get a re-fi.
Austen Lassig
I received professional and helpful service from Dylan Sarron. He was able to answer every question and explain in detail so there was no confusion. Dylan was easy to... read more work with and responded back in a timely manner. He really knows the business with refinancing a home. I will definitely be recommending Dylan to my friends and family and hope to work with him again in the future. Thanks!
Jami Johnson
Honestly, I don't know how I got in touch originally with Matt, but I asked him to give me his best offer when I was shopping rates for a refinance... read more on my mortgage. I didn't provide him with the loan details that I was about to go with, and he ended up coming in with much lower of a price (with the same interest rate)! Glad I chatted with him and gave him a chance to beat the loan offer I previously had. The loan process was easy, and Matt is easy to work with. If I ever need to refi again, I'll be calling him first.
Jeff Arndt



