Do You Skip A Mortgage Payment When You Refinance
Many a loan officer use the phrase “You’ll get to skip a payment” when discussing refinances with potential customers. Sometimes,…
2026 Conforming Loan Limits Announced
Conforming loan limit increases were announced this week for 2026. Fannie Mae and Freddie Mac, under FHFA, will securitize loan…
“No Closing Costs” vs Mortgages with Closing Costs
Before diving too far into a conversation about the comparison of a “no closing cost” mortgage to a more traditional…
Fannie Mae FICO Floor Removed
LOTS of mortgage news has been rolling out this week – 50 year mortgages, portable mortgages, no FICO requirement for…
Fed Cuts Rates .25 Amidst Continued Shutdown
Wednesday, October 29 the Federal Reserve voted (10-2, with one dissenting vote favoring a .5 cut and another dissenting vote…
How The Government Shutdown Impacts Real Estate
As of midnight today, Wednesday 10/1/2025, the government has shut down. With an impasse in funding, the federal government has…
When Should I Refinance
Mortgage refinance loans come in a wide variety of shapes and sizes – from streamlined rate reduction loans to cash…
What A Fed Rate Cut Means For You
Thanks to last Friday’s jobs numbers, a cut to the Federal Reserve Funds Rate is all but a certainty after…
Weak Jobs Numbers Lead To Lower Mortgage Rates
Employment data was released this week in the form of the monthly ADP payroll report and the all-important BLS jobs…
Construction Data & What It Means For You
When it comes to answering the question “will home prices continue to climb”, it’s difficult to provide accurate feedback or…
